Account No

So you don't have a bank account? Don't worry, find here all you need to know about the different types of bank account and which one would suit you best. Often people start off with a basic bank account, where you don't get much interest, although you have instant access to your money but there are alternatives. If you are saving up for something specific it can be a good idea to have a savings account, so that your money is not so instantly accessible; this allows your savings to grow. Some people prefer to bank electronically online, whilst others prefer to have their bank nearby, so they can call in. It depends which suits your circumstances.

If you don't have an account people may tell you that you MUST have a particular type, but in fact it depends what YOU want and what YOU need, not what someone else thinks that you need.

Take a look at the different kinds of bank account detailed here and then think about which one will suit you best. A bank account will help you to prove your identity, help you to get credit and also help you to save and organise your money. You do need a bank account; just make sure that you choose the right type!